Theft/photos

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bubbles1
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Theft/photos

Post by bubbles1 » Wed May 30, 2018 2:39 pm

Hubbie telephone at lunchtime to say that an elderly lady who lives not far from us was burgled whilst she was at lotto with friends and her son was working. Among the things stolen was the little amount of jewellery she owed. The insurance company have refused to cover this aspect of the claim as she cannot produce photos of what was stolen. - Just thoought Id give heads up on this.
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pomme homme
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Re: Theft/photos

Post by pomme homme » Wed May 30, 2018 2:53 pm

Might I suggest that she goes to this website , downloads the photographs and offers those to her insurance company!
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bubbles1
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Re: Theft/photos

Post by bubbles1 » Wed May 30, 2018 3:15 pm

I was trying to be helpful to others - somehow I dont think her insurance company will swallow those pics!!!!
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caz
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Re: Theft/photos

Post by caz » Wed May 30, 2018 3:26 pm

Does she or any family/friends have any photos of her wearing the jewellery at a party or social event? Might be worth a try. Horrible thing to happen - often they are of sentimental value.

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bubbles1
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Re: Theft/photos

Post by bubbles1 » Wed May 30, 2018 5:45 pm

caz wrote:
Wed May 30, 2018 3:26 pm
Does she or any family/friends have any photos of her wearing the jewellery at a party or social event? Might be worth a try. Horrible thing to happen - often they are of sentimental value.
Im not sure - I dont know her but hubbie knows her son so Ill mention it. Yes it is awful and somethings can never be replaced because they are unique and/or sentimental but at least if you get some money you can buy something else to maybe remember that person(s) by.
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Doug
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Re: Theft/photos

Post by Doug » Wed May 30, 2018 5:47 pm

Be aware there are more and more breakins, well round here anyhow, a friend went shopping for just two hours and the door panel was smashed in, house ransacked and a lot of things stolen including the wife's inherited jewellery, they downloaded photos of the type as well as other things but the assurance wouldn't pay out because they didn't have any receipts for the items.
What price insurance when companies won't pay up, its the same for flood/storm damage unless its proclaimed a natural disaster no pay up.

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Re: Theft/photos

Post by mrsc » Thu May 31, 2018 1:44 pm

Always keep receipts and instruction manuals away from the items they refer to. We learned this to our cost after our burglary when hundreds of euros worth of power tools were taken from our garage and OH had kept the paperwork in the boxes with them and so we had no way of proving we'd even owned them. We were more fortunate with some big items like the sit -on tractor and the washing machine as we'd kept the paperwork separate. And strangely the insurance company were quite happy to pay out a sum for the stolen bottles of wine, even though we couldn't provide receipts ( I mean,who keeps receipts for wine?) and could only give a rough estimate of their value. But it was the theft of personal items which could never be replaced and were of no real value to anyone else that was the most upsetting, and I really sympathise with the lady who was the victim of this awful crime.

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Re: Theft/photos

Post by Lippy » Sun Aug 05, 2018 11:50 pm

Yes we were unfortunately burgled and there was so many things taken we didn’t have receipts for.
They cleared us out
Cups saucepans tea towels rugs throws for the settee dog bowls leads baskets eçt ect
Who keeps reçeipts for those. Even the receipts we did have were faded and no use.
Pictures are good...they accepted those.

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Re: Theft/photos

Post by Aardvark » Mon Aug 06, 2018 10:58 am

Its incredible the lengths insurance companies will go to avoid paying out a claim. So the lesson is, besides all the "official" paperwork you are expected to archive for up to ten years, you also need to keep every receipt for every household item you buy, and don't forget to ask for the receipt at Xmas when someone gives you a present. :roll:
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Re: Theft/photos

Post by Nifty » Mon Aug 06, 2018 12:21 pm

My o/h’s mother had a ring that was stolen by bogus meter readers or whatever.
Such a shame. The answer?
If you have it do not flash it about.
Return capital punishment for offenders.
Ok, that is a bit harsh for a first offence, so maybe a simple amputation.
Last edited by Nifty on Mon Aug 06, 2018 4:11 pm, edited 1 time in total.

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