Homeless folk

A place for some light-hearted chat.
Debra
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Re: Homeless folk

Post by Debra » Mon Mar 05, 2018 4:42 pm

Who can get SMI then if you can't get it when working on a low income?

This interests me because my UK tenant told me they were interested in buying my house - and then I found out they were claiming housing benefit, and so assumed they wouldn't be able to afford a mortgage as they'd lose that and obviously need it to pay the rent, which is less than the mortgage would be. So when you said SMI existed I thought maybe they could afford it if they got that - except it's changing to a loan (but I supposed could still help them) but if you can't get it on a low income then I guess they can't after all. Talk about going round in circles :)

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jsks
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Re: Homeless folk

Post by jsks » Mon Mar 05, 2018 5:09 pm

rabbit wrote:
Mon Mar 05, 2018 10:42 am
When the UK net immigration level is 300,000 and the number of new homes being built is 150,000, then multiply this by the number of years that this situation has pertained,
But that doesn't take into account whether the number of people dying exceeds those being born. Or whether the average no of occupants per property is rising or falling.

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mysty
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Re: Homeless folk

Post by mysty » Mon Mar 05, 2018 6:20 pm

DominicBest wrote:
Sun Mar 04, 2018 9:32 pm
mysty1 wrote:
Sun Mar 04, 2018 5:33 pm
Squatting is not a long term answer though. No idea what rents must be like in London but I would have thought they would be out of reach for the average salary. You will never have cheap homes again, that's gone.
London rents? My son and his girlfriend rent a one room flat with a mezzanine be area, bathroom and kitchen in Shepherds’ Bush and pat £1560 every four weeks.
Missed your reply that's just a crazy amount to pay.
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alittlebitfrench
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Re: Homeless folk

Post by alittlebitfrench » Mon Mar 05, 2018 6:29 pm

mysty1 wrote:
Mon Mar 05, 2018 6:20 pm
DominicBest wrote:
Sun Mar 04, 2018 9:32 pm
mysty1 wrote:
Sun Mar 04, 2018 5:33 pm
Squatting is not a long term answer though. No idea what rents must be like in London but I would have thought they would be out of reach for the average salary. You will never have cheap homes again, that's gone.
London rents? My son and his girlfriend rent a one room flat with a mezzanine be area, bathroom and kitchen in Shepherds’ Bush and pat £1560 every four weeks.
Missed your reply that's just a crazy amount to pay.
Ummmm....hello.

Same rents in Paris.

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DominicBest
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Re: Homeless folk

Post by DominicBest » Mon Mar 05, 2018 6:37 pm

Crazy but it’s what it costs. Mind you they do have a nice view of the trains passing the back of the property. My daughter was paying just under £900 a month for a room in a shared house in Greenwich before she bought a one bedroom flat nearby.

Kathyc
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Re: Homeless folk

Post by Kathyc » Mon Mar 05, 2018 7:43 pm

Debra wrote:
Mon Mar 05, 2018 4:42 pm
Who can get SMI then if you can't get it when working on a low income?

This interests me because my UK tenant told me they were interested in buying my house - and then I found out they were claiming housing benefit, and so assumed they wouldn't be able to afford a mortgage as they'd lose that and obviously need it to pay the rent, which is less than the mortgage would be. So when you said SMI existed I thought maybe they could afford it if they got that - except it's changing to a loan (but I supposed could still help them) but if you can't get it on a low income then I guess they can't after all. Talk about going round in circles :)
AFAIK, JSA, ESA, UC and IS,

https://www.gov.uk/support-for-mortgage ... ligibility

Debra
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Re: Homeless folk

Post by Debra » Mon Mar 05, 2018 11:11 pm

Seems to be punishing people who try to support themselves.

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rabbit
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Re: Homeless folk

Post by rabbit » Tue Mar 06, 2018 10:03 am

But that doesn't take into account whether the number of people dying exceeds those being born. Or whether the average no of occupants per property is rising or falling.

the population is rising 12 births per 1000 and 9 deaths per 1000

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jsks
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Re: Homeless folk

Post by jsks » Tue Mar 06, 2018 10:05 am

rabbit wrote:
Tue Mar 06, 2018 10:03 am
But that doesn't take into account whether the number of people dying exceeds those being born. Or whether the average no of occupants per property is rising or falling.

the population is rising 12 births per 1000 and 9 deaths per 1000
Looks like the country's in the poo, then. For so many reasons.

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