CSG - Social Charges

Mangetout
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Re: CSG - Social Charges

Post by Mangetout »

Any doctors worth their salt charge at point of service.......... wow, where are you coming from, both physically and mentally. So I presume the concept of Medicins Sans Frontiers doesn't float your boat. Helping others and sharing the burden? You know, common humanity and all that stuff.

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Catrose
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Re: CSG - Social Charges

Post by Catrose »

elsie wrote:
Mon Feb 01, 2021 10:44 pm
Marmande wrote:
Mon Feb 01, 2021 5:55 pm
Yes but I don't use doctors so it's meaningless to me.
Paying CSG does not give you any access to health services. It is a tax. see https://www.french-property.com/guides/ ... lfare-levy
Of course not. My point was that it may be a poor financial decision to pay the inflated costs for private health insurance in order to avoid CSG on an element of your income. Actually contributing to the society you live in may work in your favour. We pay less in health cover, tax and social charges here than we did in UK.

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lindal1000
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Re: CSG - Social Charges

Post by lindal1000 »

Lapourtaider wrote:
Tue Feb 02, 2021 7:36 am
Marmande wrote:
Mon Feb 01, 2021 11:38 pm
Regarding doctors, I suppose 'GP's' we'd call them, I've not had any use for 30 years. So really I'd prefer not to pay a global tax for a service I don't use, to all intents and purposes.
You'll be ok then, you pay up front for them as well.
And if you live in France you will pay the global tax for all services because that's the model France uses. Whether you want to pay them is irrelevant. There's no such thing as private medicine in France. If you want to see a specialist you go and see them..
the same one that anyone else sees..you pay..and if you are part of the French health service you get it back.

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Re: CSG - Social Charges

Post by Marmande »

Like anyone else tempted by the many beautiful aspects that France offers, one of course first needs to be armed with all the relevant information.

There actually seem to be lots of exemptions, contrary to what certain posters have indicated; it is just a matter of studying and understanding them.

This may interest some people, I don't know...

https://www.french-property.com/news/ta ... ling_2019/

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What I find unclear is this, from french-property.com:

7.6.4. Capital Gains/Rents/Investment Income
The basic rate of social charges is 17.2% on net gains or profit.
However, where the individual holds an S1 health certificate, or they are non-resident in the EEA, they are only liable to the 7.5% solidarity tax.


Is this saying what it appears to be saying - that anyone in possession of an S1 health certificate incurs no CSG?

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Re: CSG - Social Charges

Post by Mangetout »

You might like to look at a more recent statement from this source. Your link looks a bit old and the world has moved on.

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Re: CSG - Social Charges

Post by Marmande »

Lol - when I see 'EEA' as opposed to 'EU' I keep thinking the UK is still a part of it.

Tbh, the way things are going, it's hard to know how much change is coming down the pike in Europe now anyway. (Hard not to think the next 5 years will see some/a lot of upheaval).

France - - pros --- fantastic culture, beautiful countryside, generally a very nice place; the Germans have an expression 'living like God in France'

France -- cons --- a bit too much legacy socialism and a bit heavy on taxes

Ho hum....I guess one just has to make a choice.

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FrenchForumSurvivor
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Re: CSG - Social Charges

Post by FrenchForumSurvivor »

Has your choice been to settle in Marmande, Marmande?
"I am a man of fixed and unbending principles, the first of which is to be flexible at all times." - Everett Dirksen

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Re: CSG - Social Charges

Post by elsie »

Marmande wrote:
Sun Feb 07, 2021 9:46 am
Like anyone else tempted by the many beautiful aspects that France offers, one of course first needs to be armed with all the relevant information.

There actually seem to be lots of exemptions, contrary to what certain posters have indicated; it is just a matter of studying and understanding them.

This may interest some people, I don't know...

https://www.french-property.com/news/ta ... ling_2019/

-----------

What I find unclear is this, from french-property.com:

7.6.4. Capital Gains/Rents/Investment Income
The basic rate of social charges is 17.2% on net gains or profit.
However, where the individual holds an S1 health certificate, or they are non-resident in the EEA, they are only liable to the 7.5% solidarity tax.


Is this saying what it appears to be saying - that anyone in possession of an S1 health certificate incurs no CSG?

The result of the de Ruyter case was CSG was not charged to those who were affiliated to an EU/EEA/Swiss social security scheme. The UK S1 no longer comes within the scope of that case. The French are still willing to accept the S1 and the UK paying for UK holders and for the UK to pay the full costs of the health provision to UK pensioners; it would probably cost them more to provide those services than they would receive from UK pensioners paying the cotisations in the same way as French pensioners. But as far as CSG goes, I am very doubtful they will continue to allow UK S1 holders to fall within the de Ruyter decision. In the past they have tried to levy it wherever possible (hence the de Ruyter case).

The question then arises whether, as the UK didn't leave the EU until 31 Jan 2020 whether they still allow the CSG relief for 2020 income and just levy it for 2021 onwards or whether they charge it for all 2020 income as well? I've not seen any reference yet to it being charged on 2020 income so I suspect a final decision may not yet have been taken? I'm pessimistic and assuming I'll have to pay it for 2020 and surprised/happy if I don't.

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Re: CSG - Social Charges

Post by DominicBest »

France -- cons --- a bit too much legacy socialism and a bit heavy on taxes.

Give me that over right wing Britain with its reluctance to tax those who can afford it any day.

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Re: CSG - Social Charges

Post by Marmande »

Thank you Elsie. Yes that makes a lot of sense.

Re Taxes - with the current global economic destruction, one suspects more are on the way.

[Vladimir Putin actually resurrected Russia with a flat tax of 13%, and there are countries in eastern Europe with a flat tax of 15% - just saying]

Re Marmande - No I passed through it once and rather liked the campsite and the town. Now temporarily inaccessible. France though really is like a box of chocolates - hard to choose one.
Anywhere with really old stinky goat's cheese though is a sure-fire favourite.
Last edited by Marmande on Sun Feb 07, 2021 10:23 pm, edited 2 times in total.

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