French Administration, Legal Issues, Finance and Insurance.

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"Brexit residence permit application" weblink.

by After the Storm 2 » Tue Oct 20, 2020 4:47 pm
Posted in Brexit
Replies: 0
by After the Storm 2 » Tue Oct 20, 2020 4:47 pm » in Brexit

Can we have a site/link to apply...there's probably one already posted but submerged in posts.Thank you in advance.

Saw you post this on the other thread about the website and so as requested to help everyone...
:). (Will lock this one so questions and answers don't get split up from the other thread

Replies: 0
Views: 1079

Last post by After the Storm 2
Tue Oct 20, 2020 4:47 pm

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Last post

Latest info re: Carte de Sejour

by Aardvark » Sun Feb 02, 2020 7:30 pm
Last post by SW31girl » Wed Sep 30, 2020 2:17 pm
Replies: 16
by Aardvark » Sun Feb 02, 2020 7:30 pm
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The online site for applications is now offline. This message is posted.

The website “ONLINE PROCEDURE TO REQUEST A RESIDENCE PERMIT FOR BRITISH CITIZENS RESIDING IN FRANCE BEFORE THE UNITED KINGDOM’S WITHDRAWAL DATE FROM THE EUROPEAN UNION” opened in the event of a no-deal Brexit which has been ruled out is now closed.

The French Ministry of...

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Do you think the two activities could be linked?
Replies: 16
Views: 1389

Last post by SW31girl
Wed Sep 30, 2020 2:17 pm
COVID-19: carte du déconfinement.

by RobertArthur » Mon May 11, 2020 12:42 pm
Last post by RobertArthur » Sun May 17, 2020 2:35 pm
Replies: 9
by RobertArthur » Mon May 11, 2020 12:42 pm

First post

Reading everything about COVID-19 in the French press, about the always slightly different opnions and interpretations of le Matignon and l'Élysée and all the ministers involved: time consuming. Wouldn't it be nice: a concise online summary, fact based. Does anybody feel challenged? Yes, there he is, Thomas Vergouwen, a guy with programming...

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Déconfinement and summer holiday: around the 25th of May we will be informed .... à cette date, nous pourrons détailler le calendrier d'ouverture d'un certain nombre de sites. Ce sont les Français qui seront le moteur du redémarrage de l'économie touristique . Information, source please. Not the Élysée, it's Jean-Baptiste Lemoyne again, Secrétaire...

Replies: 9
Views: 488

Last post by RobertArthur
Sun May 17, 2020 2:35 pm
U.K. Bank accounts after 31/12/2020

by Headers » Sun Sep 13, 2020 5:12 pm
Last post by manonthemoon2 » Tue Dec 01, 2020 10:49 pm
Replies: 126
by Headers » Sun Sep 13, 2020 5:12 pm
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It looks increasingly likely that some of the bigger banks will no longer support French residents keeping U.K. accounts. This is as I understand it to do with the fact that they don’t want to set up European entities to allow them to operate. It varies from Bank to Bank and from country to country. I have seen stories about accounts and credit...

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This morning I had a letter from one of my UK pension providers suggesting I check that the UK bank they pay into will still be OK post Brexit.

Was it Legal & General?

I had one too today
Replies: 126
Views: 3002

Last post by manonthemoon2
Tue Dec 01, 2020 10:49 pm
If your OAP doesn't arrive it's probably due to a holiday in the US

by Mrs Archy » Thu Nov 26, 2020 1:44 pm
Last post by Aardvark » Thu Nov 26, 2020 5:44 pm
Replies: 4
by Mrs Archy » Thu Nov 26, 2020 1:44 pm

First post

I wondered why OH state pension hadn't arrived today - now I know why - today it's Thanksgiving in the US - who knew that I didn't - I learn something new every day roll:

Delays to pension or benefit payments
If you live abroad and your payment is due in the same week as a US bank holiday, it could arrive one day late. This is because a US...

Last post

I never saw it as a celebration of anything but gluttony. Been there, done that.

Replies: 4
Views: 115

Last post by Aardvark
Thu Nov 26, 2020 5:44 pm
French CGT calculations

by frexpt » Mon Nov 23, 2020 10:09 am
Last post by Catrose » Wed Nov 25, 2020 8:24 pm
Replies: 3
by frexpt » Mon Nov 23, 2020 10:09 am

First post

We are French resident and in early 2021 will be selling a couple of small rental properties we still own in the UK. Presuming taper relief and respective exchange rates can be applied to UK property sales, one will show a profit in Euros, the other a loss.

I was wondering whether anyone knew whether the loss can be set against the gain when...

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We did that and the French were totally uninterested....

Replies: 3
Views: 133

Last post by Catrose
Wed Nov 25, 2020 8:24 pm
Sending package to the UK

by limousinlady » Sun Nov 22, 2020 2:45 pm
Last post by curtis » Sun Nov 22, 2020 11:32 pm
Replies: 13
by limousinlady » Sun Nov 22, 2020 2:45 pm
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Which service do you use for sending a package to the UK? I have been on La Poste and I had decided that I would bite the bullet with regard to cost and send two packages. Weighed them and then found out, after having sealed the envelopes that the bubble envelope and an added card had tipped the scales from 230 gr to 265 gr putting the package...

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I'm afraid that's lost on me.
Replies: 13
Views: 199

Last post by curtis
Sun Nov 22, 2020 11:32 pm
Taxe d'hab

by formagebleu » Fri Oct 30, 2020 3:09 pm
Last post by Le Démerdeur » Sun Nov 22, 2020 8:12 pm
Replies: 42
by formagebleu » Fri Oct 30, 2020 3:09 pm
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Has anyone received the bill for taxe d'hab?

Just paid the taxe fonc, now must pay the taxe d'hab (although we can't go to France and must remain at home in the UK). and the amt is huge too- taxe fonc was 889 euro - huge considering the value of the French house- empty and it seems unsaleable... :-(

I managed to pay the taxe fonc online- but...

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Further to this subject of zero liability for 2020 taxe d'habitation.

Not only did my avis show nothing to pay but I had forgotten that my prélèvements of €28 per month that had been going out this year were payments in advance of recieving the avis.

I noticed a €280 remboursement in my bank account recently :good:

so much for them saying they...
Replies: 42
Views: 982

Last post by Le Démerdeur
Sun Nov 22, 2020 8:12 pm
NS&I savings rates plummet

by Tom » Sat Nov 21, 2020 1:33 pm
Last post by mysty » Sat Nov 21, 2020 6:34 pm
Replies: 5
by Tom » Sat Nov 21, 2020 1:33 pm

First post

Tuesday next, the 24th Nov., is when NS&I main savings rates plummet to a paltry 0.01%. Existing bonds will still run their course but any new savings will pay practically nothing.

If you switch to Premium Bonds, which you can do as a French resident, you still have a 1.0% chance of winning something. Of course it's a bit of a gamble but the...

Last post

For 10% coms I can find you a house to flip giving you a 50% profit.
You might be inundated by offers, mysty.

Still waiting :lol:

Replies: 5
Views: 131

Last post by mysty
Sat Nov 21, 2020 6:34 pm
Habitation Tax

by Aardvark » Tue Nov 17, 2020 11:24 am
Last post by JohnnyD » Tue Nov 17, 2020 6:18 pm
Replies: 14
by Aardvark » Tue Nov 17, 2020 11:24 am
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I haven't been keeping up to date with the latest wrinkles in the subject but can anyone explain why suddenly Mrs. A has received a bill for €180 Habitation Tax. She hasn't paid it (due to age and income) for a number of years and the house is abandoned and uninhabitable these days.

Has something changed? And who do we contact to sort it out?

Last post

Because if you had bought after that date the previous owner would have had to pay it.

Yeh I think she timed it quite well, we completed on 16 Dec 2019, just as Covid was hitting the world :roll: :roll:
Replies: 14
Views: 254

Last post by JohnnyD
Tue Nov 17, 2020 6:18 pm
Satisfait ou remboursé? That depends

by FrenchForumSurvivor » Mon Nov 16, 2020 8:47 pm
Last post by AIIy » Tue Nov 17, 2020 6:05 pm
Replies: 10
by FrenchForumSurvivor » Mon Nov 16, 2020 8:47 pm
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I bought a pie dish at Intermarché on Saturday; I wasn't sure if it would be the right size, so I asked if I could bring it back and be reimbursed if it wasn't: Pas de soucis, Monsieur!

It wasn't the right size, so I took it back and asked for a reimbursement ( un remboursement ); I was given un avoir (a credit note). When I asked instead for a...

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Two good results today. First, an apology from my building society for service that fell below the expected standard and a 50 quid sweetener and secondly a 100% reimbursement from my insurance company for a claim that I expected at best to be met in part because I authorised the work and paid on completion. €380. That's turkey back on the menu for...
Replies: 10
Views: 209

Last post by AIIy
Tue Nov 17, 2020 6:05 pm
Peer to peer lending

by Nifty » Mon Aug 24, 2020 7:47 am
Last post by Catrose » Tue Nov 17, 2020 5:43 pm
Replies: 18
by Nifty » Mon Aug 24, 2020 7:47 am
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I want to lend a substantial amount to my stepson and his partner
He is currently in employment. He has a mortgage.
His partner is also in employment and owns property, but, probably because the repayment rates of a second mortgage are rather high, seems not to be inclined or able to take on such a loan.

I want to use the property as security for...

Last post

Interest rates in the UK are dire. If you're resident in France you can't even get an ISA. Perhaps the best bet at the moment are Premium Bonds, although their winnings are taxed as interest here. At least they pay an average of about 1% gross.

The other NS&I accounts are just about to drop interest rates to 0.01% at end November. Soon we will...
Replies: 18
Views: 414

Last post by Catrose
Tue Nov 17, 2020 5:43 pm
Anyone succeeded with Véolia internet account?

by Le Démerdeur » Fri Nov 13, 2020 6:55 pm
Last post by Le Démerdeur » Mon Nov 16, 2020 7:14 pm
Replies: 3
by Le Démerdeur » Fri Nov 13, 2020 6:55 pm

First post

I hate them with a vengeance already, they took over our local syndicate d'eau, scared everyone into paying a falsely named bill which by doing so meant they accepted the new T&C's, it was entitled prime fixe 1er (sic) Semestre but was really a facture d'acces au service according to their T&C's, arrived on the Friday with a date limite de...

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They have rented a shop in the high street for a couple of months & are open Monday & Friday afternoons, I was pleased to find that despite the reconfinement someone was indeed there so we sorted everything out face to face.

She took the wind out of my sails by immediately offering to cancel the 2 majorations of €12 (I was not yet aware of the...

Replies: 3
Views: 109

Last post by Le Démerdeur
Mon Nov 16, 2020 7:14 pm
Fastest ever money transfer - think- speed of light!

by Fitter » Tue Nov 10, 2020 1:01 pm
Last post by suein56 » Wed Nov 11, 2020 2:50 pm
Replies: 15
by Fitter » Tue Nov 10, 2020 1:01 pm
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Just transferred some £ to € via Transferwise and to our CA bank. The whole transaction from booking the deal, going to our UK bank account, sending the £ to TF and receiving the € in our CA bank was less than 5 minutes. The response from TF announcing receipt of the £ and the amount of € currency transfer to CA was scary fast - PING!...

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Just sent £5000 via Transferwise and it arrived in my La Banque Postale account in literally seconds. Gobsmacked. Despite what the other posts above said I had assumed that good old LBP would drag its feet...but no!

All I can say is that you are very fortunate. OH and I closed our Banque Postale current account last year after finding that...
Replies: 15
Views: 302

Last post by suein56
Wed Nov 11, 2020 2:50 pm
I've won the lottery

by Loup-garou » Mon Nov 09, 2020 3:57 pm
Last post by Le Démerdeur » Mon Nov 09, 2020 4:23 pm
Replies: 2
by Loup-garou » Mon Nov 09, 2020 3:57 pm

First post

Yes, having just had my taxe d'habitation (another thread) and seeing there was nothing taken for redevance audiovisuelle I have just received this email to boot!

Direction générale des Finances publiques

Bonjour
Après les derniers calculs annuels de l'exercice de votre activité, nous avons déterminé que vous êtes admissible à Recevoir
un...

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I was actually refunded €772 for overpayments for 2019 once they had calculated and issued my avis.

My payments for this year were at the same level and knowing from March that it was going to be far far worse than 2019 which itself was a disaster compared to 2018 I managed after some persuading to get them to accept my réactualisation and stop...

Replies: 2
Views: 125

Last post by Le Démerdeur
Mon Nov 09, 2020 4:23 pm
Being taxed for owning your own home

by Le Démerdeur » Fri Oct 16, 2020 11:18 pm
Last post by Aardvark » Sat Oct 17, 2020 12:03 pm
Replies: 1
by Le Démerdeur » Fri Oct 16, 2020 11:18 pm

First post

It has often been mentioned that when applying for benefits or even the calculation of resources for a carte de séjour that an amount could/would/might/will be added to your declared income if you won your own house as you are considered to be living rent free, as outrageous as it sounds I think most of us realise that it can happen but I have...

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Please try to come up with some good news for a change. :(

Replies: 1
Views: 197

Last post by Aardvark
Sat Oct 17, 2020 12:03 pm
Impots.gouv verification choices

by JohnnyD » Thu Oct 15, 2020 3:07 pm
Last post by JohnnyD » Thu Oct 15, 2020 5:53 pm
Replies: 10
by JohnnyD » Thu Oct 15, 2020 3:07 pm
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We have just recieved a Taxes Foncieres delivered to the UK today which I have paid using the app and scanning the QR code from the app etc.......

If I want to create a login on the site, I need verification, which of these is recommended given I will be doing this from the UK

Screenshot 2020-10-15 at 13.57.51.png

I am presuming its similar...

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Well done.

Now, if you want to be really on top of things, and you are prone to the odd speeding ticket or two, you can download the sister app: Amendes.Gouv where you can not only pay a fine using a QR code, you can also deposit money when times are good to use against fines! Cool 8-)

No in such a hurry for that one LoL, I presume I will get...
Replies: 10
Views: 202

Last post by JohnnyD
Thu Oct 15, 2020 5:53 pm
Create banking R I B

by formagebleu » Fri Oct 09, 2020 4:34 pm
Last post by Captain Morgan » Thu Oct 15, 2020 10:02 am
Replies: 29
by formagebleu » Fri Oct 09, 2020 4:34 pm
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Could someone explain how to create a new RIB- in English please.

I am quite nervous to do this in French but know I must pay the house tax ASAP and obviously cannot come to France at present.
and have the tax fonc/Hab bills been sent out yet?

I am also unsure if they will still send the bills to me in the UK as it seems all must pay this...

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MANY THANKS ALL - I have managed to pay them - thanks for your helpl - they insist on an online payment and won't accept a cheque (and tried to fine me last year) when it's more than 300 euros - and since it's due tomorrow I had to pay it pdq.

I also found the link on Anglo-info - to click on, and this one worked, and have had an email to confirm...
Replies: 29
Views: 363

Last post by Captain Morgan
Thu Oct 15, 2020 10:02 am
Boursarama bounds ahead.

by Tom » Tue Oct 13, 2020 7:24 pm
Last post by south_bound » Wed Oct 14, 2020 12:59 pm
Replies: 5
by Tom » Tue Oct 13, 2020 7:24 pm

First post

Boursarama now has over 2 million customers, which is more than twice as many as its nearest rival, ING. It's difficult to know whether this is because they are a better online bank than all the others or whether they've just spent more money enticing new customers. However, I've been with them for about a year and have found them to be almost as...

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I've been with First Direct since about 1990, one of the big draws then as now is that a real person picks up the phone without any of the automated nonsense or menus to navigate, and is knowledgeable enough to answer my questions. Now with internet banking I don't need to call them often but have confidence that I can when I do need to. Revolut,...

Replies: 5
Views: 140

Last post by south_bound
Wed Oct 14, 2020 12:59 pm
Getting Pension at 60 - Carriere Longue

by tim17 » Thu Aug 08, 2019 3:43 pm
Last post by Dilly » Tue Oct 13, 2020 10:29 am
Replies: 42
by tim17 » Thu Aug 08, 2019 3:43 pm
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Supposedly if you started work before the age of 20 (and are able to prove NI contributions in the UK) you can retire at 60 here if you accumulated more than 168 trimestres in total between the two countries, has anyone heard of carriere longue?

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Dilly, thanks for your response. It just seems strange that he pays contributions on the whole turnover, but the pension is only based on less than a third of that due to the abattement.

Sorry I can't help you with that. I've never been an independent worker.
I found the people at CARSAT (Limoges) very helpful when preparing for retirement.
Bon...
Replies: 42
Views: 1543

Last post by Dilly
Tue Oct 13, 2020 10:29 am
House insurance

by Mangetout » Wed Sep 16, 2020 8:16 pm
Last post by Joinfrance » Sat Oct 10, 2020 6:02 pm
Replies: 15
by Mangetout » Wed Sep 16, 2020 8:16 pm
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Just got our avis d'echeance for this year's house insurance and it's gone up 7%. We have a modern 4 bed 2 bathroom house with integral garage and 2 very large garages, ie for 6 cars at least. Latest house insurance quote is 356 euros. How does that compare with other forum members?

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I’ve just done a comparison, with an old email address and my landline phone no(which I rarely answer) and the first half dozen or so were under 200€ which in my book is quite good. I can’t remember how much it was Last time, but a fair bit more than that. So maybe worth looking into!
Replies: 15
Views: 404

Last post by Joinfrance
Sat Oct 10, 2020 6:02 pm
Forex recommendations.

by CRAZY DIAMOND » Fri Oct 09, 2020 5:38 pm
Last post by CRAZY DIAMOND » Sat Oct 10, 2020 11:18 am
Replies: 8
by CRAZY DIAMOND » Fri Oct 09, 2020 5:38 pm

First post

I need to transfer some sterling from our UK account to top up our euro account here. In the past, as the amounts have been relatively small, I have used our UK bank to buy and transfer the euros, but this time as the amount is larger I am considering using a forex trader/dealer for the first time. Does anybody have any recommendations please?
Bon...

Last post

Thanks for the helpful replies. As I don’t have a smartphone, Transferwise seems ideal for me, so I’ll give them a try.
Syd.

Replies: 8
Views: 134

Last post by CRAZY DIAMOND
Sat Oct 10, 2020 11:18 am
UK Pension payments etc

by treiziste » Fri Oct 09, 2020 11:51 am
Last post by exile » Fri Oct 09, 2020 9:16 pm
Replies: 10
by treiziste » Fri Oct 09, 2020 11:51 am
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Does anyone here have their UK pensions paid directly into a French account ?

If so, is it complicated to set up ?

I will be closing my Lloyd’s account before Brexit kicks in so I was wondering how easy or tricky it is to transfer the accounts to France. I already have two French accounts.

Merci

Last post

Does anyone here have their UK pensions paid directly into a French account ?

If so, is it complicated to set up ?

I will be closing my Lloyd’s account before Brexit kicks in so I was wondering how easy or tricky it is to transfer the accounts to France. I already have two French accounts.

Merci

If you're talking about state pensions, I do so...
Replies: 10
Views: 200

Last post by exile
Fri Oct 09, 2020 9:16 pm
2020 taxe d’habitation are appearing on-line

by Headers » Tue Oct 06, 2020 9:50 am
Last post by Stompie » Thu Oct 08, 2020 1:08 pm
Replies: 4
by Headers » Tue Oct 06, 2020 9:50 am

First post

Just spotted mine.
It’s gone up by 11 euros since last year.
I’m not sure there are many people left paying this taxe.

Last post

Just the TV bit for us too. :good:

Replies: 4
Views: 183

Last post by Stompie
Thu Oct 08, 2020 1:08 pm
2019 Tax Returns - results are appearing on-line

by Headers » Sat Aug 01, 2020 11:35 am
Last post by Le Démerdeur » Fri Oct 02, 2020 6:28 pm
Replies: 95
by Headers » Sat Aug 01, 2020 11:35 am
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Just spotted the Avis has appeared online.

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I checked my bank on line & found there was a repayment of €772 from les impôts :D :D

Looked on impôts-gouv.fr and found that they have issued my avis for 2020 for the 2019 revenus, no fine for me declaring 6 weeks after the cut off date and a refund of €772 for overpayments of social charges, no income tax but that was never on the estimated...
Replies: 95
Views: 1993

Last post by Le Démerdeur
Fri Oct 02, 2020 6:28 pm
How to transfer money from my French account to my UK account.

by Annabelle's Papa » Sun Sep 27, 2020 1:23 pm
Last post by Annabelle's Papa » Thu Oct 01, 2020 5:10 pm
Replies: 9
by Annabelle's Papa » Sun Sep 27, 2020 1:23 pm

First post

As above, I use TransferWise to send money from my UK account to my French account with Credit Mutuel de Bretagne.

I registered the TransferWise account on my French bank account as someone to pay last week, it has taken a number of days to accept it but logged in today and it was on my list of people to pay, so put in €1000 to send to my account...

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Anyway got an email from TransferWise at 06.54am, saying the money has arrived with them, 07.01am received another email from them to say it is on the way to my UK account, checked my account at 8.00am and it was already there. Did slightly better on the exchange than the one that expired earlier in the week. So €1000 = £910.12 :good:

Excellent...

Replies: 9
Views: 203

Last post by Annabelle's Papa
Thu Oct 01, 2020 5:10 pm

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