French Administration, Legal Issues, Finance and Insurance.

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Horse owners - beware

by Crystal » Thu Aug 20, 2020 8:51 pm
Last post by Gardengirl » Tue Sep 22, 2020 7:32 pm
Posted in Pets
Replies: 189
by Crystal » Thu Aug 20, 2020 8:51 pm » in Pets
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All horse owners in France should have received an email today from the IFCE warning them to be vigilant following a recent acceleration in cruel attacks on horses across France.

For anyone didn't receive the email…or for anyone wishing to warn their horsey friends...

Since February this year a dozen horses have been found dead in their fields,...

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It’s so awful that nobody has been apprehended for any of these terrible injuries and pain inflicted on horses. The levels of stress on all you horse owners must be huge. Bon courage.
Replies: 189
Views: 5433

Last post by Gardengirl
Tue Sep 22, 2020 7:32 pm

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Latest info re: Carte de Sejour

by Aardvark » Sun Feb 02, 2020 7:30 pm
Last post by Captain Morgan » Mon Sep 21, 2020 1:03 pm
Replies: 8
by Aardvark » Sun Feb 02, 2020 7:30 pm

First post

The online site for applications is now offline. This message is posted.

The website “ONLINE PROCEDURE TO REQUEST A RESIDENCE PERMIT FOR BRITISH CITIZENS RESIDING IN FRANCE BEFORE THE UNITED KINGDOM’S WITHDRAWAL DATE FROM THE EUROPEAN UNION” opened in the event of a no-deal Brexit which has been ruled out is now closed.

The French Ministry of...

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En principe, nothing to do for those of us that submitted all the info on line beforehand. Hopefully, we'll be contacted as promised .

Yup same here, just anticipating a flood of new posts !

Replies: 8
Views: 1022

Last post by Captain Morgan
Mon Sep 21, 2020 1:03 pm
COVID-19: carte du déconfinement.

by RobertArthur » Mon May 11, 2020 12:42 pm
Last post by RobertArthur » Sun May 17, 2020 2:35 pm
Replies: 9
by RobertArthur » Mon May 11, 2020 12:42 pm

First post

Reading everything about COVID-19 in the French press, about the always slightly different opnions and interpretations of le Matignon and l'Élysée and all the ministers involved: time consuming. Wouldn't it be nice: a concise online summary, fact based. Does anybody feel challenged? Yes, there he is, Thomas Vergouwen, a guy with programming...

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Déconfinement and summer holiday: around the 25th of May we will be informed .... à cette date, nous pourrons détailler le calendrier d'ouverture d'un certain nombre de sites. Ce sont les Français qui seront le moteur du redémarrage de l'économie touristique . Information, source please. Not the Élysée, it's Jean-Baptiste Lemoyne again, Secrétaire...

Replies: 9
Views: 392

Last post by RobertArthur
Sun May 17, 2020 2:35 pm
NS&I rates slashed.

by Tom » Tue Sep 22, 2020 11:42 am
Last post by Nifty » Tue Sep 22, 2020 4:32 pm
Replies: 10
by Tom » Tue Sep 22, 2020 11:42 am
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One of the few UK investments that people living abroad can make is with NS&I. In November interest rates on all NS&I accounts will begin to reduce drastically.

Variable savings rates – including ISAs – will be slashed from 24 November 2020. NS&I's Income Bonds account, which has often topped our easy-access savings best buys in recent months,...

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Re ‘fluctuations happen under their control’ .

I think that it has never been any different.

The only thing that changes are the puppeteers beliefs and morals who are pulling the strings, if the have any.
Replies: 10
Views: 112

Last post by Nifty
Tue Sep 22, 2020 4:32 pm
U.K. Bank accounts after 31/12/2020

by Headers » Sun Sep 13, 2020 5:12 pm
Last post by Fitter » Mon Sep 21, 2020 11:09 pm
Replies: 79
by Headers » Sun Sep 13, 2020 5:12 pm
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It looks increasingly likely that some of the bigger banks will no longer support French residents keeping U.K. accounts. This is as I understand it to do with the fact that they don’t want to set up European entities to allow them to operate. It varies from Bank to Bank and from country to country. I have seen stories about accounts and credit...

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It depends on the question the bank ask and whether you are giving an honest answer. It is quite possible at some time in the future the bank will ask for prove you live that address.

It's also perfectly possible to be living at a family member's address - many people who return to the UK do it, how do you prove that?

And, conflating the word...
Replies: 79
Views: 1662

Last post by Fitter
Mon Sep 21, 2020 11:09 pm
Legal Aid in France?

by manonthemoon » Mon Sep 21, 2020 9:54 am
Last post by manonthemoon » Mon Sep 21, 2020 10:31 pm
Replies: 9
by manonthemoon » Mon Sep 21, 2020 9:54 am

First post

Does anyone know if this exists?
How does someone qualify?

Our daughter has had to see a lawyer, basically she is owed money - a fair bit - from one of her clients. He is claiming for her, like furlough, they are paying him but he's not paying her. She is also waiting for the client to give her documentation to say she is no longer working for...

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Yes he is a Male employer/client.

Parent of 2 children my D was giving tuition to.

I've sent her the link, thanks LD. She has already seen a lawyer who advised her what her rights are, but it might cost my daughter money, hence my question.

She has been told she is entitled to the money the father owes but it's a question of how much my D will...

Replies: 9
Views: 145

Last post by manonthemoon
Mon Sep 21, 2020 10:31 pm
House insurance

by Mangetout » Wed Sep 16, 2020 8:16 pm
Last post by Mangetout » Sat Sep 19, 2020 12:24 pm
Replies: 12
by Mangetout » Wed Sep 16, 2020 8:16 pm
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Just got our avis d'echeance for this year's house insurance and it's gone up 7%. We have a modern 4 bed 2 bathroom house with integral garage and 2 very large garages, ie for 6 cars at least. Latest house insurance quote is 356 euros. How does that compare with other forum members?

Last post

On the upside Mrs Archy the increase is very low. Difficult to say if 447 is high, higher than ours but lower than others. So perhaps I'm on to a good thing? I would add that I rarely accept any Avis without trying to lower it. This year I've run out of steam. Try getting it lowered and see what happens.
Replies: 12
Views: 246

Last post by Mangetout
Sat Sep 19, 2020 12:24 pm
2019 Tax Returns - results are appearing on-line

by Headers » Sat Aug 01, 2020 11:35 am
Last post by FrenchForumSurvivor » Thu Sep 17, 2020 5:19 pm
Replies: 87
by Headers » Sat Aug 01, 2020 11:35 am
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Just spotted the Avis has appeared online.

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We had notification of a sizeable tax (good 4 figure) rebate & the money appeared in our bank account soon after.
My missus had a query on the tax return so today attended a meeting with a tax dragon.
The query was resolved with their admission they had made a mistake & things would be put right meaning we would pay less tax than that demanded. A...
Replies: 87
Views: 1669

Last post by FrenchForumSurvivor
Thu Sep 17, 2020 5:19 pm
Closing a French Bank Account - Easy Peasy

by Now Retired » Wed Sep 16, 2020 4:17 pm
Last post by bluebird » Wed Sep 16, 2020 10:10 pm
Replies: 2
by Now Retired » Wed Sep 16, 2020 4:17 pm

First post

Over the years I have somehow picked up the knowledge that closing a French bank account could be a lengthy and tedious experience so I started the process with some trepidation. We sold our holiday house / second home in December 2019 and left the account open for a good while and the last transaction was a €2 credit from the Autoroute toll...

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So very please to hear of your good fortune. It took me the best part of three months to get Credit Agricoles fangs out of my backside.

Yep, that's more like it :( :lol:

Replies: 2
Views: 86

Last post by bluebird
Wed Sep 16, 2020 10:10 pm
Advertising Responsibilities

by Longers » Wed Sep 16, 2020 6:09 pm
Last post by Le Démerdeur » Wed Sep 16, 2020 9:13 pm
Replies: 6
by Longers » Wed Sep 16, 2020 6:09 pm

First post

What are the rules in France regarding the advertising of a product at a price in the Publi that comes to the house weekly, and the selling price for the same article in the shop detailed by the Publi?

Our local Publi for Bricomarche has a product advertised at 75 Euros. In the shop, they are trying to tell me it is a different product - it...

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It might be worth going back tomorrow to challenge them with the content of the links above.

Good luck with trying to argue your corner with interweb articles written in English & I sincerely hope you arent going to Google translate them into French.

A quick Google.fr of publicité mensongère prix non respecté brings up the following:...

Replies: 6
Views: 100

Last post by Le Démerdeur
Wed Sep 16, 2020 9:13 pm
French credit card to replace Barclaycard!

by Hereford » Wed Sep 16, 2020 12:40 pm
Last post by Hereford » Wed Sep 16, 2020 9:01 pm
Replies: 14
by Hereford » Wed Sep 16, 2020 12:40 pm
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We have always had one credit card in the name of each of of us (and as accountants and we told all our clients to do the same) so that if one dies the survivor still has a card and indeed a credit reference. Having a second card on one account does not cover this!
Now that our barclaycard is to be cancelled (so we will only have a Nationwide...

Last post

Thanks for comments. We have always paid the balance in full each month and will do so unless a major disaster strikes.
We can see that it will be impossible to replace our Barclaycard with a French card but wondered if anyone has any bright ideas.
The protection for payments made for example for holidays was a useful backstop.
We can live with...
Replies: 14
Views: 241

Last post by Hereford
Wed Sep 16, 2020 9:01 pm
Expats & Barclaycard

by Mrs Archy » Mon Sep 14, 2020 3:46 pm
Last post by Mrs Archy » Mon Sep 14, 2020 4:35 pm
Replies: 2
by Mrs Archy » Mon Sep 14, 2020 3:46 pm

First post

deleted and now replaced! Sorry!

Last post

ooops should have been this one :D

Replies: 2
Views: 89

Last post by Mrs Archy
Mon Sep 14, 2020 4:35 pm
Negative Interest Rates

by niemeyjt » Thu Dec 05, 2019 2:10 pm
Last post by JohnnyD » Sun Sep 13, 2020 6:54 pm
Replies: 20
by niemeyjt » Thu Dec 05, 2019 2:10 pm
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It seems that some German Banks have started to implement negative interest on retail customers' accounts rates to the full - starting to charge negative interest on ALL their money (previously there was a minimum of 100K).

Will it spread across Germany and beyond . . . to France? Let's face it, most French Banks are thieving bar stewards at...

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Yeh I know, but any bank that can’t even get that right makes me nervous, I’ll pass I think, the last address I would use for any banking would be a gmail address :lol:

JD
Replies: 20
Views: 551

Last post by JohnnyD
Sun Sep 13, 2020 6:54 pm
No more guilty until proved innocent!

by Le Démerdeur » Fri Sep 11, 2020 10:23 pm
Last post by lindal1000 » Sun Sep 13, 2020 3:15 pm
Replies: 17
by Le Démerdeur » Fri Sep 11, 2020 10:23 pm
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The Conseil Constitutionnel decreed this week that having to pay parking fines up front in order to be able to contest them was anticonstitutionnelle in une déclaration d'inconstitutionnalité - I nearly got to use the the longest word in the French alphabet :lol:

There is talk that the jurisprudence will mean that the requirement to pay...

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Like most people here I guess..only ever had two parking fines. both in the UK. Not an issue where I live.
Replies: 17
Views: 282

Last post by lindal1000
Sun Sep 13, 2020 3:15 pm
Impots and fonciere

by manonthemoon » Sun Sep 06, 2020 10:47 am
Last post by Stompie » Sat Sep 12, 2020 6:37 pm
Replies: 22
by manonthemoon » Sun Sep 06, 2020 10:47 am
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I've just checked on line and see that our tax fonciere is now showing limit of payment is 15 October.

But, we haven't yet paid impot and the website is saying we have paid so there is nothing showing for this to be paid. It shows what the amount is but in the Total réglé it says 0 €. Have I understood this correct?

Not sure what to do?

Last post

If the outstanding impôts were less than 300€ then I believe they take them in one month rather than spreading over four months. They will have already initiated the prélèvement request for the due date so it cannot be cancelled. If it was less than 300€ they would have assumed they would collect the money so your account would show zero....
Replies: 22
Views: 463

Last post by Stompie
Sat Sep 12, 2020 6:37 pm
Taxes foncières are appearing on-line

by Headers » Thu Sep 10, 2020 12:53 pm
Last post by Veem » Thu Sep 10, 2020 5:32 pm
Replies: 1
by Headers » Thu Sep 10, 2020 12:53 pm

First post

Just spotted this years bill on the online system

Last post

Our isn't there yet.

Replies: 1
Views: 58

Last post by Veem
Thu Sep 10, 2020 5:32 pm
French social security payments

by bluebird » Wed Sep 09, 2020 9:29 pm
Last post by Catrose » Wed Sep 09, 2020 10:36 pm
Replies: 1
by bluebird » Wed Sep 09, 2020 9:29 pm

First post

Could anyone give a steer as to where to find official info for French social security payments; rates, employer / employee contributions, salary thresholds etc.

A link would be great, if anyone knows.

Any help greatly appreciated :good:

Last post

A starter for 10

Replies: 1
Views: 51

Last post by Catrose
Wed Sep 09, 2020 10:36 pm
avis impots 2020

by Mangetout » Sun Sep 06, 2020 7:39 pm
Last post by Le Démerdeur » Sun Sep 06, 2020 9:28 pm
Replies: 7
by Mangetout » Sun Sep 06, 2020 7:39 pm

First post

is anyone else still waiting for their paper version?

Last post

No paper or online version for me yet although I did submit 2 or 3 weeks after the last deadline, I did a written déclaration, they usually sit on those for months to encourage people to submit on line.

Replies: 7
Views: 75

Last post by Le Démerdeur
Sun Sep 06, 2020 9:28 pm
Funeral arrangements in France.

by CRAZY DIAMOND » Thu Sep 03, 2020 8:07 pm
Last post by Catrose » Sat Sep 05, 2020 1:13 pm
Replies: 12
by CRAZY DIAMOND » Thu Sep 03, 2020 8:07 pm
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To make things easier for our ungrateful offspring once we have popped our clogs, we are thinking of signing up to Crédit Agricole's funeral contract scheme (Assurance Obsèques). Broadly speaking this amounts to our bank arranging the funerals and helping our next of kin (two sons) with post funeral procedures. We pay in advance for our funerals...

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Given possible international complexities, another alternative might be to take out an assurance vie with offspring as beneficiaries to pay for the process and leave detailed instructions?
Replies: 12
Views: 287

Last post by Catrose
Sat Sep 05, 2020 1:13 pm
Registered/recorded delivery package.

by CRAZY DIAMOND » Tue Aug 25, 2020 10:41 pm
Last post by ANOther » Wed Aug 26, 2020 9:35 pm
Replies: 6
by CRAZY DIAMOND » Tue Aug 25, 2020 10:41 pm

First post

Don’t know if this is the correct section for this post, but as I could see nothing more appropriate, here it is.

I need to return my son’s iPad to him in England by post, but I’m unsure what service to use. As it’s worth a few bob registered post would be ideal. What is the French equivalent for this please? Is there another secure form of...

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Courier far more secure.

Replies: 6
Views: 151

Last post by ANOther
Wed Aug 26, 2020 9:35 pm
Combined professional and non-professional income

by south_bound » Mon Aug 24, 2020 1:52 pm
Last post by south_bound » Tue Aug 25, 2020 5:58 pm
Replies: 5
by south_bound » Mon Aug 24, 2020 1:52 pm

First post

Hi, I am hoping someone is in a similar situation and able to offer some advice:

My wife has been set up as a Microentrepreneur (Profession Liberale) for a few years as a language teacher and all works fine. She has an opportunity to expand her services by adding a homestay option ie. people come to stay at the house and do language classes while...

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If I believe the write-up linked below, it seems that under 5,348€ for chambres d'hote or 23,000€ for furnished rentals there are no social charges to pay (compared with about 22% for general ME activities), and declaration is in the correct box of the tax form, for which either 50% allowance is applied. If annual revenue from this source is under...

Replies: 5
Views: 128

Last post by south_bound
Tue Aug 25, 2020 5:58 pm
Peer to peer lending

by Nifty » Mon Aug 24, 2020 7:47 am
Last post by FrenchForumSurvivor » Mon Aug 24, 2020 9:03 pm
Replies: 15
by Nifty » Mon Aug 24, 2020 7:47 am
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I want to lend a substantial amount to my stepson and his partner
He is currently in employment. He has a mortgage.
His partner is also in employment and owns property, but, probably because the repayment rates of a second mortgage are rather high, seems not to be inclined or able to take on such a loan.

I want to use the property as security for...

Last post

Nifty, here's a possible starting point -
Replies: 15
Views: 281

Last post by FrenchForumSurvivor
Mon Aug 24, 2020 9:03 pm
Property Boundary

by Leclairon » Sun Aug 16, 2020 5:33 pm
Last post by Leclairon » Wed Aug 19, 2020 1:08 pm
Replies: 18
by Leclairon » Sun Aug 16, 2020 5:33 pm
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Our one small boundary between the neighbours is a conifer hedge -not sure who that belongs to. There was a wire fence which I think was more on the neighbour's side though more or less level with the hedge, which has long gone with their dogs. My OH has put up about 12m length of 2ft chicken wire on our side with wooden stakes just to block the...

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Thanks for the additional info. I'm thinking that we are just going to leave it as is for the moment. I assume that if we found a buyer at any time in the future and he didn't query the boundary, then it would just go through as it did when my OH bought. If it was queried, then I presume we would have to get a geometre and come to some reasonable...
Replies: 18
Views: 408

Last post by Leclairon
Wed Aug 19, 2020 1:08 pm
Getting Pension at 60 - Carriere Longue

by tim17 » Thu Aug 08, 2019 3:43 pm
Last post by Dilly » Thu Aug 13, 2020 3:24 pm
Replies: 27
by tim17 » Thu Aug 08, 2019 3:43 pm
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Supposedly if you started work before the age of 20 (and are able to prove NI contributions in the UK) you can retire at 60 here if you accumulated more than 168 trimestres in total between the two countries, has anyone heard of carriere longue?

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To be fair the goalposts weren't moved if two of the required trimestres were missing? But very frustrating :good:

Yes, you're right.
I should have looked things up properly (and looked at the small print :() to avoid the disappointment.
It was just so annoying to find out that, in total, I had more than enough trimestres for retirement (172 if...
Replies: 27
Views: 1069

Last post by Dilly
Thu Aug 13, 2020 3:24 pm
Planning permission....errecting a barn

by Harvest » Mon Aug 10, 2020 6:48 pm
Last post by Le Démerdeur » Tue Aug 11, 2020 7:02 pm
Replies: 33
by Harvest » Mon Aug 10, 2020 6:48 pm
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Just a query.....our farmer has the diggers in today and has dug out a plot the size of a football pitch. Whatever he is going to build there will totally obscure our view.....should we have been informed of this before he started.

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Surely the principle of timber buildings is that you erect then in manageable sections?

It looks like they built it on the ground then decided to put it up in one go.

Its the standard way unless of course its a factory built prefab with sections lifted off a lorry with a crane and they will still have been made in the flat.

It can be done...
Replies: 33
Views: 507

Last post by Le Démerdeur
Tue Aug 11, 2020 7:02 pm
Chucking Feques

by basileus » Wed Aug 05, 2020 8:26 pm
Last post by basileus » Thu Aug 06, 2020 12:15 pm
Replies: 5
by basileus » Wed Aug 05, 2020 8:26 pm

First post

I have a bit of a conundrum here. Through a sale of some shares in the UK the seller insists that they settle by cheque in spite of other previous transactions with them being dealt with electronically.

What would you do? 1. Send the cheque to my UK bank and send the money to France via transferwise and risque yet another loss in the post or 2....

Last post

Thank you all. I think I will post.

Replies: 5
Views: 222

Last post by basileus
Thu Aug 06, 2020 12:15 pm

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